Affordability
Solar EMI Calculator
Plan your solar loan. See your monthly EMI, total interest, and how much you actually pay out-of-pocket after electricity savings.
Loan inputs
3 kW
≈ ₹1,95,000 installed cost
20%
₹39,000 upfront
10.5% p.a.
5 years
EMI results
Monthly EMI
₹3,353
for 60 months
Loan Amount
₹1,56,000
Total Interest
₹45,183
Total Payable
₹2,01,183
Monthly Savings
₹3,596
Net Monthly Out-of-Pocket
Save ₹242/mo
EMI − electricity savings · solar pays for itself!
Assumptions
- System cost ≈ ₹65,000/kW (post-subsidy, varies by site)
- Generation: 4.7 units/kW/day (Trichy avg)
- Electricity rate: ₹8.5/unit (commercial slab)
- EMI formula: standard reducing balance
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